Licensed Payments Service Providers
A. CARD/PAYMENT SCHEMES
| SN | LICENCE |
|---|---|
| 1. |
3 LINE CARD MANAGEMENT LIMITED |
| 2. |
AMERICAN EXPRESS INTERNATIONAL |
| 3. |
MASTERCARD INTERNATIONAL |
| 4. |
PAYATTITUDE |
| 5. |
UNIONPAY INTERNATIONAL |
| 6. |
VERVE INTERNATIONAL |
| 7. |
VISA INTERNATIONAL SERVICE ASSOCIATION |
B. MOBILE MONEY OPERATOR LICENCE CATEGORY
| S/NO | LICENCE |
|---|---|
| 1. |
CELLULANT NIGERIA LIMITED |
| 2. |
CHAMS MOBILE |
| 3. |
ETRANZACT INTERNATIONAL LIMITED |
| 4. |
FORTIS MOBILE MONEY LIMITED |
| 5. |
FUNDS AND ELECTRONIC TRANSFER (FETS) LIMITED |
| 6. |
HEDONMARK MANAGEMENT SERVICES LIMITED |
| 7. |
MKUDI LIMITED |
| 8. |
NOWNOW DIGITAL SYSTEMS LIMITED |
| 9. |
PAGATECH LIMITED |
| 10. |
PALMPAY LIMITED |
| 11. |
PARKWAY PROJECTS LIMITED |
| 12 |
PAYCOM NIGERIA LIMITED |
| 13. |
TEASY INTERNATIONAL COMPANY LTD. |
| 14. |
VISUAL ICT LIMITED |
| 15. |
VTNETWORK LIMITED |
| 16. |
ZINTERNET LIMITED |
C. SWITCHING & PROCESSING LICENCE CATEGORY
| S/NO | LICENCE |
|---|---|
|
1. |
ARCA PAYMENTS COMPANY LIMITED |
|
2. |
CHAMSSWITCH LIMITED |
|
3. |
CORALPAY TECHNOLOGY NIGERIA LIMITED |
|
4. |
ETRANZACT INTERNATIONAL LIMITED |
|
5. |
HABARIPAY LIMITED |
|
6. |
INTERSWITCH LIMITED |
|
7. |
NETWORK INTERNATIONAL |
|
8. |
PAYSTACK PAYMENT LIMITED |
|
9. |
REMITA PAYMENT SERVICE LIMITED |
|
10. |
TEAMAPT LIMITED |
|
11. |
TERRA SWITCHING & PROCESSING COMPANY LIMITED |
|
12. |
UNIFIED PAYMENT SERVICES LIMITED |
|
13. |
XPRESS PAYMENTS SOLUTION LIMITED |
D. PAYMENT SOLUTION SERVICES LICENCE (PSS) CATEGORY
i. PAYMENT SOLUTION SERVICE PROVIDER (PSSP) AUTHORISATION
| S/NO | LICENCE |
|---|---|
| 1. |
APPMART INTEGRATED LIMITED |
| 2. |
APPZONE LIMITED |
| 3. |
BUD INFRASTRUCTURE LIMITED |
| 4. |
CALLPHONE LIMITED |
| 5. |
CELLULANT NIGERIA LIMITED |
| 6. |
CENTRIC GATEWAY LIMITED |
| 7. |
CYBERSPACE LIMITED |
| 8. |
ERCAS INTEGRATED SOLUTIONS LIMITED |
| 9. |
E-SETTLEMENT LIMITED |
| 10. |
EYOWO INTEGRATED PAYMENTS LIMITED |
| 11. |
FLUTTERWAVE TECHNOLOGY SOLUTIONS LIMITED |
| 12. |
GLOBAL ACCELEREX LIMITED |
| 13. |
GPAY INSTANT SOLUTION LIMITED |
| 14. |
GTP CLIENT SERVICES LIMITED |
| 15. |
HELLOPAY AFRICA INTEGRATED SERVICE LTD |
| 16 |
INFINITI SEGMENTS LIMITED |
| 17. |
INNOVATE 1 PAY LIMITED |
| 18. |
ITEX INTEGRATED SERVICES LIMITED |
| 19. |
KONETPAY NIGERIA LIMITED |
| 20. |
KORA PAYMENTS |
| 21. |
MULTIGATE PAYMENT LIMITED |
| 22. |
NETAPPS TECHNOLOGIES LIMITED |
| 23. |
NETPLUSDOTCOM NIGERIA LIMITED |
| 24. |
ONE PAYMENT LIMITED |
| 25. |
PARKWAY PROJECTS LIMITED |
| 26. |
PAYSURE TECHNOLOGIES LIMITED (FORMERLY BIZZDESK GROUP LIMITED) |
| 27. |
PAYU PAYMENTS NIGERIA LIMITED |
| 28. |
PETHAHIAH REHOBOTH INTERNATIONAL LIMITED |
| 29. |
PROPHIUS LIMITED |
| 30. |
QRI0S NETWORKS LIMITED |
| 31. |
SAANAPAY CORPORATE INVESTMENTS MANAGEMENT LIMITED (SAANACORP) |
| 32. |
SOFT ALLIANCE & RESOURCES LIMITED |
| 33. |
SPAY BUSINESS SOLUTIONS LIMITED |
| 34. |
UPPERLINK LIMITED |
| 35. |
VAS2NET TECHNOLOGIES LTD |
| 36. |
VENTURE GARDEN NIGERIA LIMITED |
| 37. |
VESTRAPAY NIGERIA LIMITED |
| 38. |
VOGUEPAY WEB SOLUTION LIMITED |
| 39. |
WOVEN FINANCE LIMITED |
ii. PAYMENT TERMINAL SERVICES PROVIDER (PTSP) AUTHORISATION
| S/NO | LICENCE |
|---|---|
| 1. |
3GEE PAY LIMITED |
| 2. |
BIZZDESK GLOBAL SOLUTIONS LIMITED |
| 3. |
C24 LIMITED |
| 4. |
CALLPHONE LIMITED |
| 5. |
CITISERVE LIMITED |
| 6. |
COMPUTER WAREHOUSE GROUP |
| 7. |
CYBERSPACE LIMITED |
| 8. |
ETOP NIGERIA LIMITED |
| 9. |
FIDESIC NIGERIA LIMITED |
| 10. |
FUNDS AND ELECTRONIC TRANSFER (FETS) LIMITED |
| 11. |
GLOBAL ACCELEREX LIMITED |
| 12. |
INTELLIFIN SOLUTION LIMITED |
| 13. |
ITEX INTEGRATED SERVICES LIMITED |
| 14. |
KARRABO FINANCIAL SOLUTIONS LIMITED |
| 15. |
KONETPAY NIGERIA LIMITED |
| 16. |
NETOP BUSINESS SYSTEMS LIMITED |
| 17. |
NETPLUSDOTCOM NIGERIA LIMITED |
| 18. |
SOTI INVESTMENTS LIMITED |
| 19. |
WI-PAY |
| S/NO | LICENCE |
|---|---|
| 1. |
3LINE CARD MANAGEMENT |
| 2. |
5554 TECHNOLOGIES LIMITED |
| 3. |
ACCELEREX NETWORKS LIMITED |
| 4. |
AIRTEL MOBILE COMMERCE NIGERIA LIMITED |
| 5. |
C24 LIMITED |
| 6. |
CALLPHONE LIMITED |
| 7. |
CAPRICORN DIGITAL LIMITED |
| 8. |
CROWD FORCE LIMITED |
| 9. |
E-SETTLEMENT LIMITED |
| 10. |
INFIBRANCHES TECHNOLOGY LIMITED |
| 11. |
INNOVECTIVES LIMITED |
| 12. |
INTERSWITCH FINANCIAL INCLUSION SERVICES LIMITED |
| 13. |
ITEX INTEGRATED SERVICES LIMITED |
| 14. |
KADICK INTEGRATED LIMITED |
| 15. |
MICROSYSTEMS INVESTMENT AND DEVELOPMENT LIMITED |
| 16 |
MONEYMASTER LIMITED |
| 17. |
NIGERIAN POSTAL SERVICE (NIPOST) |
| 18. |
NOMBA FINANCIAL SERVICES LIMITED (FORMERLY COSMIC INTELLIGENCE LAB LIMITED) |
| 19. |
Y'ELLO DIGITAL FINANCIAL SERVICES |
Clearing House
Following the implementation of Cheque Truncation, there is only one (1) Clearing House in Nigeria (i.e. Nigeria Inter-Bank Clearing and Settlement System).
Framework, Policies, Guidelines and Circulars
These are various regulations and rules put in place by the Central Bank of Nigeria in collaboration with the key Stakeholders in the industry. Some of these are as listed below:- Agent Banking Framework
- Regulatory Framework for Mobile Payment Services in Nigeria
- PoS Guidelines
- Switching/Stored Value Guidelines Standard
- Standard and Guidelines on ATM Operations in Nigeria
- Non Compliance with CBN Circular on ATM Deployment
- Cash Withdrawals and Lodgments
- Operational Rules and Regulations for the Nigeria Central Switch (NCS)
- Guidelines for Handling Complaints on Electronic Card Transactions
- Penalty for non-compliance with CBN Circulars and Guidelines on ATM Operations
- Guidelines on Stored Value/Prepaid Card Issuance Operations
- Guidelines on Direct Debit
- Circular on the Need to Combat Card Fraud
- Guidelines on Cheque Truncation
- Guidelines on e-Payments of Salaries/Pensions
- Standards for Electronic Payments to Government Suppliers
- Guidelines on Nigeria Direct Debit Scheme
- Nigerian Uniform Bank Account Number Standards (N.U.B.A.N)
- Electronic Payment for MDAs with Accounts with the CBN
- Circular to DMBs IRO Clearing of Financial Instruments of Liq/Legacy Banks
- Accreditation and Re-Accreditation of Cheque Printers
- Penalty for non-compliance with CBN Circulars and Guidelines on ATM Operations, etc.
